If you need a home loan, there are 3 ways to go about it: apply with your bank directly, shop around for a deal yourself or get a mortgage broker to do it all for you.
For most Australians, going with a major bank or lender seems like a safer option because you have trust in their brand. It can be hard to put your trust in a broker you’ve never heard of before.
However, when it comes to mortgage broker vs bank, it’s important to separate myth from fact so you can make an informed decision. Have a number of chats with both. Shop around. The most important element is trust.